Not all banks offer this service, and even those that do may have specific eligibility criteria for certain types of accounts. Once your bank receives information about your incoming direct deposit from your payor, they should give access to your direct deposit two days before pay day.Instead of waiting for the funds to clear, they make the funds available in your checking account as soon as they receive information from your payer (such as your employer) about the incoming deposit.However, certain banks and the apps we'll be discussing in this guide take a different approach. When your employer sends your paycheck via ACH ( Automated Clearing House) to your bank account, most banks will hold the funds until the designated posting date.Some banks offer a handy feature called early direct deposit, which allows you to receive your paycheck from your employer up to two days earlier, regardless of whether you work full-time or part-time.
